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Debt Consolidation Loans

A debt consolidation loan is one method to help you repay your debt at lower interest rate and lower monthly payment. The chart below is based on a debt consolidation loan with an annual percentage rate (APR) of 8.99%.

Amount Borrowed:	$5,000	$15,000	$35,000
Estimated Payments:	$96 for 72 months	$288 for 72 months	$672 for 72 months
	$111 for 60 months	$332 for 60 months	$774 for 60 months
	$133 for 48 months	$398 for 48 months	$927 for 48 months
	$170 for 36 months	$508 for 36 months

The payments will be higher if the account is approved with a higher APR.
APR increases will lengthen term or increase payments.

Consolidating your debt may leave you with extra money each month. Carefully manage that money by changing your spending habits so you don't end up in the same predicament.